Net worth in Monopoly GO is a running total of all the landmark value you've accumulated across every board. It's not something you spend or lose — it only ever increases as you build and advance. But it matters a lot for how attack mechanics scale, and understanding it helps you make smarter decisions about how fast to build.
How Net Worth Is Calculated
Every landmark you build contributes a coin value to your net worth. That value:
- Is based on the landmark's build cost on the current board
- Accumulates permanently — even after you move to the next board, the old value stays
- Increases with each new board, since later boards have more expensive landmarks
- Is visible in your profile — tap your avatar to see your current net worth total
Net worth rises fastest when you're completing and advancing through boards regularly, since each completed board adds the full cost of all its landmarks to your total.
Why Net Worth Matters
Attack and Defense Scaling
When another player runs a Bank Heist or Shutdown on you, the coin amounts involved scale with the net worth comparison between you and your attacker. A player with significantly higher net worth attacking you means more coins at stake per attack. When players are matched in net worth, the attack values are more even.
This is why some advanced players track net worth progression — getting ahead of the pack in net worth means opponents attacking you stand to gain more, and your own attacks on lower net worth targets pay out proportionally less.
Shield Value
Your shields protect a percentage of your coins during attacks. Because the coin amounts in play scale with net worth, shields become more valuable in absolute terms as your net worth grows. A single shield blocking a hit at high net worth can save significantly more coins than the same shield at low net worth.
Building Strategy and Net Worth
The standard advice is to build landmarks and advance boards as quickly as possible — this is how you increase your earning rate, unlock higher-value boards, and grow your net worth. But there's a strategic wrinkle some experienced players use:
Net Worth vs. Board Progress
Net worth and board progress are closely related but not the same thing. Your board number tells you where you are in the game's progression sequence. Your net worth is the accumulated coin-value of everything you've built on every previous board, plus your current one. Two players on the same board can have different net worth values if one completed previous boards more efficiently or started playing earlier.
Net Worth Milestones
Scopely occasionally runs events that have net worth thresholds — reaching a certain net worth level unlocks event participation or rewards. These milestones are shown in the event description when active. They don't require you to spend your net worth — it's just a check against your total accumulated value.
Frequently Asked Questions
What is net worth in Monopoly GO?
The cumulative coin value of every landmark you've ever built across all boards. It never decreases — it's a permanent progress counter.
Does net worth affect attacks?
Yes — the coin amounts in Bank Heist and Shutdown attacks scale relative to the net worth of the players involved. Higher net worth means higher stakes on both sides.
How do you increase net worth?
Build landmarks and advance through boards. Each completed landmark permanently adds its build cost to your total net worth.
Should you rush net worth or build slowly?
Build normally — advancing boards is how you earn more. Tactical slow-building is a minor optimization for experienced players dealing with specific attack situations, not something beginners need to think about.
Where can you see your net worth in Monopoly GO?
Tap your avatar/profile icon to view your total net worth on your profile page.
Last updated: June 2026 · All Monopoly GO guides